Find Financial Harmony with Ken Graci Ken is a fee-based financial planner who believes in creating a financial plan that is simple and can help you identify your goals. He helps you evaluate your resources, determine your needs and analyze your objectives - coordinating your finances to help in achieving long-term goals. Many people invest their assets without knowing the probabilities for a successful retirement. They lack the knowledge of time-tested formulas available to assess investments for long-term goals. Ken Graci can help you invest your hard-earned savings around a specially customized plan, one that is built around your goals and needs. He specializes in helping you hit all the right notes for retirement planning goals. His services include:Wealth ManagementKen's conservative and time-tested approach to money management helps you invest confidently - and according to your risk tolerance. He's experienced in: 1. Retirement PlanningRetirement needs analysisRetirement capital analysisRetirement investment analysis - Current rates of return compared to needed rates of return - Independent analysis of investmentsMonte Carlo simulationStock option analysis2. College Financial Aid AnalysisCalculate the Expected Family ContributionEffects of paying for college on parent's retirementFinancial aid strategiesCollege savings needed and savings strategies3. Insurance AnalysisLife Insurance survivor needsDisability Insurance analysisLong Term Care analysis4. Estate PlanningEstate taxesEstate tax illustration5. Net Worth StatementFor more information on the products and services Ken provides, give him a call or e-mail him today. Our business is built on a foundation of thoughtful client relationships. Ken listens and works one-to-one with you, so you feel comfortable.